Terms of Service

1. Agreement to Terms

These Terms of Service constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you" or "Merchant") and AVENTA TECH LLC ("we", "us", or "our"), concerning your access to and use of the https://aventa.app website as well as any other media form, channel, mobile website or mobile application related, linked, or otherwise connected thereto (collectively, the "Platform").

2. Platform Description

Aventa provides a B2B SaaS platform that allows Merchants to streamline their point-of-sale (POS) financing intake process. We aggregate application data and route it to third-party financing sources using the Merchant's unique identifier (Dealer Code/Merchant ID). AVENTA TECH LLC IS NOT A LENDER, does not make credit decisions, and does not guarantee approval from any third-party Lender.

3. Merchant Responsibilities

By using our Platform, the Merchant agrees that:

• The Merchant has a valid, existing agreement with any third-party Lender whose services are accessed via the Aventa Platform.
• The Merchant is solely responsible for obtaining explicit consent from their Consumers before submitting their personal and financial information into the Aventa Platform.
• When using integrated third-party platforms (such as TikTok Lead Generation or Meta Ads), the Merchant must comply with the respective platform's Terms of Service and Advertising Policies.
• The Merchant will comply with all applicable local, state, and federal laws regarding data privacy and credit applications (including the Fair Credit Reporting Act, FCRA).

4. Data Security and Privacy

We agree to maintain industry-standard security measures to protect the data submitted through our Platform. Our collection and use of personal information in connection with the Platform is described in our Privacy Policy.

5. Intellectual Property Rights

Unless otherwise indicated, the Platform is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Platform (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us.

6. Limitation of Liability

In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the Platform.

7. Governing Law

These Terms shall be governed by and defined following the laws of the State where AVENTA TECH LLC is registered, without regard to its conflict of law principles.

8. AI Features & Aggregated Data

Aventa offers, and may in the future expand, AI-powered features (the "AI Features"). To build, train, evaluate and improve the AI Features and other Aventa products and services — including features that Aventa itself operates — Aventa may use de-identified and/or aggregated data derived from your use of the Platform, including conversation content, performance and conversion metrics, and data from advertising or social accounts you connect to the Platform. This aggregated data also enables us to provide you and other merchants with enhanced performance metrics, comparative analytics, and industry benchmarks to help optimize your operations.

Before any such data is used for AI training, Aventa removes personal information of consumers (such as names, phone numbers, addresses, government identifiers, and financial account information) using automated redaction; data that cannot be reliably de-identified is excluded. Aventa will not use the nonpublic personal financial information of consumers (e.g., Social Security numbers, ITINs, income figures, bank-account numbers, pay stubs, or lender decisions) to train generally-applicable AI models — such information is used only for the financing-related purposes for which it was provided.

You represent and warrant that (a) you have the right to provide the data you submit to or generate on the Platform for the purposes described here, and (b) your own privacy notices and consents with your consumers permit this use, including the sharing of de-identified/aggregated data with Aventa for product improvement.

Aventa's AI Features are currently operated by Aventa for its own use; Aventa may, but is not obligated to, make AI-powered features available to merchants in the future. The AI Features do not make credit decisions; any financing-related recommendation surfaced on the Platform is informational, is based on explainable rules and outcome data, and does not determine whether any consumer is offered credit.

Opt-out / "Private Mode": You may elect not to contribute your de-identified/aggregated data to Aventa's cross-merchant data pool. If you opt out, your data is not used to train or improve cross-merchant AI models, and you will not receive Aventa's cross-merchant benchmarks or comparative analytics.

Aventa will notify you of material changes to how it uses your data, including for AI, and where required will obtain your consent to such changes.

9. Contact Us

In order to resolve a complaint regarding the Platform or to receive further information regarding use of the Platform, please contact us at:

AVENTA TECH LLC
Email: contact@aventa.app